Earlier this year, Google turned Gemini into something of a personal shopping assistant, letting it find products and even handle checkout without jumping between websites and apps. Now, the search giant wants to help you figure out where all that money went. Its latest Gemini feature can look into your Google Wallet transactions, and even your bank accounts, to help you keep your spending habits in check.
On November 13, Google announced that users can now connect Google Wallet to Gemini through Personal Intelligence. You can also link bank accounts and credit cards using Plaid. Google actually tried something similar in India with Ask Google Pay back in July, but the latest integration brings all that financial information directly into Gemini.
What does that even mean for your spending?
Well, let’s say you have been spending a little too much lately, and can’t figure out where all that money went. You can ask Gemini to look at your expenses over the past few months and give you a breakdown. It can even prepare charts showing your spending categories, cash flow, and budgets.
Google notes that Gemini can also find subscriptions you may have forgotten about, or point out services that have quietly increased their prices. Likewise, you can ask it to review last year’s holiday purchases and prepare a spending budget for the upcoming season.
As far as availability goes, the feature is rolling out to Gemini users in the US on Android, iOS, and the web. All you need to do is connect Google Wallet through Personal Intelligence settings and mention @Google Wallet in a conversation.
What about your financial data?
Google says the integration is optional, and Gemini only gets read-only access to your financial information. It can’t transfer money, manage accounts, or make investments. You can also disconnect Wallet whenever you want.
There is a privacy detail worth knowing, however. Google says Wallet information isn’t directly used to train its AI models. But summaries and inferences from transactions may be used for training when Keep Activity is enabled. Some interactions involving Wallet may also undergo human review.
